This is the home you've been waiting for! The opportunities are endless...5 Bedrm 2+Bath. As you enter the home you are immediately greeted by an over-sized living room with inviting fireplace as well as adjoining dining room. Large kitchen w/ newly stained original cabinets offers charm and many possibilities. First floor also has full bath and immense family room that is ideal for entertaining with bar area that opens to kitchen. Possible first floor bedroom or office is off dining room with two large closets. Upstairs will amaze you when you see the 3 nice sized bedrooms and large master that can easily be turned into an in-law suite with separate entrance. Basement is partially finished with additional laundry and storage area. Outside offers not only a handicap accessible back entrance, but also detached 2 car garage and LARGE DECK & PATIO. This home is move in ready and just waiting for your personal touch. ALL REASONABLE offers considered!
This listing 321 Billings Street Elgin, Il 60123
is a detached single listing
with 2 full baths, 1 half bath, 5 bedrooms and approximately 3,200 square feet on a lot of 8,276 sqft (or 0.19 acres). 321 Billings Street was built in 1895. 321 Billings Street is located in Elgin and in ZIP Code 60123.
It has been listed on our site since 9/8/18.
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The City of Elgin is one of the fastest growing cities in Illinois, and is one of the most up-and-coming cities in the nation. Nestled in northern Illinois, about 35 miles west of Lake Michigan, Elgin is a city with its own independence, character, color and flair while still offering easy access to Chicago and the Chicagoland area.
A cultural center of the region, Elgin is home to The ...
*Private mortgage insurance is an insurance policy that a residential mortgage lender requires of the borrower if the loan-to-value (LTV) ratio of the home is greater than 80%. Mortgage insurance protects the lender from the risk that the borrower may default on the loan. Federal law requires lenders to notify borrowers when the loan-to-value ratio drops below 80%. Mortgage insurance premiums vary, but generally range from $1,000 to $5,000 a year for an average priced home.
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